USDA Home Loan

USDA mortgage loan or sometimes called Rural Housing Loan is a loan program guaranteed by United States Department of Agriculture. The home buyer must select a home as their primary residency in a qualified USDA area and must meet USDA income eligibility requirements.Main advantages:

  • No down payment is required, you may finance up to 100% of the property value
  • The 2% guarantee fee and all other costs may be added to the loan
  • USDA home loans do not have a specific loan size limitation
  • Refinance your present USDA home loan via USDA Streamline Pilot Refinance Program that requires no appraisal and all closing costs can be financed

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